Estate Planning Checklist for 2020

At the end of every calendar year, it’s a good idea to plan for the next. With that thought in mind, here are some suggestions for anyone with minor children, anyone is getting older, anyone who wants to reevaluate their wills, and anyone who has a relative or loved one with special needs. Reby Advisors…

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Don’t Leave Your End of Life Decisions for the End of Your Life

The world has shared the agony of Nelson Mandela’s family members as they struggle with the difficult choices that accompany the end of life. Any decision they make will come under the public spotlight, and absent written instructions, the choice is theirs to make. Although not much is known about Mandela’s condition, the media is…

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QDROs: What You Need to Know

In many marriages, the retirement accounts that the spouses own are some of the largest financial assets in their portfolio. When the couple divorces, numerous questions arise as to how to equitably split up the retirement accounts and, in fact, whether it can be done at all. The answer is that the retirement accounts can…

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Planning for a Special Needs Child

Twenty million American families face the struggle of raising a child with special needs and the number continues to rise. It costs an estimated $3.2 million to take care of a child with certain disabilities such as autism over a lifetime. Parents are often overwhelmed and put off planning for the child’s financial future because…

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